Bajaj Life Insurance Launches First GIFT City Offering Bajaj Life Global Wealth Builder

Bajaj Life Insurance has launched Bajaj Life Global Wealth Builder as its first GIFT City offering through the Bajaj Life IFSC Insurance Office, designed to help customers, particularly Non-Resident Indians and globally mobile individuals, access international investment opportunities alongside life insurance protection. Announced in Pune on October 22, 2026, the product enables customers to build a US dollar-denominated wealth corpus through a range of global funds and exchange-traded funds. According to Tarun Chugh, Managing Director and Chief Executive Officer of Bajaj Life Insurance, customers today have greater access to global investment opportunities and need solutions addressing both wealth creation and financial protection, and the new product extends their offerings through GIFT City to help build US dollar-denominated wealth while keeping family financial security in focus.

The key features of Bajaj Life Global Wealth Builder include global investment opportunities providing access to six funds spanning global diversified equities, emerging markets equities, gold, liquid funds, artificial intelligence opportunities equity fund, and global pure stock equity fund, enabling customers to access international markets across sectors and asset classes. The product enables USD-denominated wealth creation by allowing customers to pay premiums and receive benefits in US dollars, reducing currency mismatch risk. Investment flexibility includes partial withdrawals after three policy years and systematic partial withdrawals after five policy years, subject to conditions and charges. Customers can choose from three benefit options: Wealth, Secure, and Secure Plus, addressing different financial needs from wealth creation to family protection and legacy planning. Under Secure Plus, in the event of the life assured death, nominees receive the sum assured along with annual income equal to one annualized premium throughout the remaining policy term, while the fund value remains payable on maturity.

The product features zero premium allocation and policy administration charges, rewarding customers through loyalty additions and a maturity booster subject to conditions and eligibility criteria. Flexible benefit payouts allow maturity and death benefits to be received in installments over a period of up to fifteen years, subject to policy conditions. The launch of Global Wealth Builder reflects Bajaj Life Insurance continued focus on building innovative, customer-centric solutions that keep pace with how customers live, earn, and plan today, extending their approach to a wider community of customers across geographies and reaffirming their commitment to helping them achieve their life goals with confidence.