AU Small Finance Bank And Paytm Partner To Launch India First Family Lounge Access RuPay Credit Card

AU Small Finance Bank, India largest small finance bank and the first in over a decade to receive in principle approval to transition into a universal bank, announced a strategic partnership with Paytm, operated by One 97 Communications Limited, to launch the Paytm AU SFB Credit Card as India first family lounge access RuPay credit card. Designed for India mobile first consumers, the lifetime free card combines rewards on everyday Paytm UPI spends with a distinctive family travel benefit. With no joining or annual fee, the card offers up to two percent rewards on eligible Paytm UPI spends including payments for groceries and cab rides, and five percent rewards on Paytm Travel bookings and Paytm Gold purchases. Reward points can be redeemed for Paytm Gold at one rupee per point as well as for vouchers, bill payments, and other benefits.

A key feature of the card is family airport lounge access on eligible round trip flights booked through Paytm, allowing up to four family members to access lounges together with up to twelve complimentary lounge visits annually. A QR based entry experience enables lounge access without requiring a physical card. To apply for the Paytm AU SFB Credit Card, users can open the Paytm app, search for credit card, tap get credit card, select the Paytm AU SFB Credit Card, tap apply now, enter the required details, complete know your customer verification, and submit the application to track its status on the app. The new card strengthens the bank presence in the digital payments ecosystem and expands its reach among digital first customers who increasingly transact through universal payments interface and mobile platforms.