UTI Value Fund: Capturing Multi-Cap Opportunities Through a Value-Investing Philosophy

While investors frequently lean toward large-cap funds for broad market exposure (typically capturing roughly 80–85% of total market capitalization), traditional large-cap portfolios do not always reflect opportunities across different investment styles or market cycles. UTI Value Fund addresses this gap by adopting a diversified, multi-cap approach. By targeting stocks based on their relative intrinsic value buying companies for less than the current value of their future cash flows the fund navigates various market capitalizations while keeping portfolio risk optimized.

The Value Investing Approach and Stock Selection:
Launched in July 2005, UTI Value Fund identifies undervalued businesses across two primary ends of the spectrum:

Growth Sustainability: Companies where the market underappreciates the length of their growth runway or the sustainability of their competitive advantages, defying normal mean-reversion.

Cyclical Recovery: Businesses facing temporary headwinds due to cyclical factors or environmental shifts, but whose core operations remain fundamentally healthy with a visible path to recovery in cash flows and return ratios.

AUM, Portfolio Allocation, and Top Holdings:
As of September 30, 2026, the fund’s Assets Under Management (AUM) stands at over ₹9,000 crores. While maintaining a primary bias toward large-cap equities (with large caps comprising approximately 66% of the portfolio), the fund dynamically adjusts its mid-cap and small-cap exposure based on valuation differentials.

AUM, Portfolio Allocation, and Top Holdings:
As of September 30, 2026, the fund’s Assets Under Management (AUM) stands at over ₹9,000 crores. While maintaining a primary bias toward large-cap equities which comprise approximately 66% of the portfolio—the fund dynamically adjusts its mid-cap and small-cap exposure based on prevailing valuation differentials. The fund’s top holdings are anchored by major financial and corporate leaders, including HDFC Bank Ltd., ICICI Bank Ltd., Bharti Airtel Ltd., Kotak Mahindra Bank Ltd., Axis Bank Ltd., State Bank of India Ltd., Infosys Ltd., Mahindra and Mahindra Ltd., Tech Mahindra Ltd., and Reliance Industries Ltd. Together, these top blue-chip assets account for approximately 41% of the portfolio’s total holdings.

Suitability and Investor Profile:
UTI Value Fund is well-suited for equity investors aiming to build comprehensive long-term capital growth portfolios. It specifically serves investors with a moderate risk profile who seek reasonable medium- to long-term returns while remaining aligned with prevailing market conditions.