Emi
The Home Loan Secret Banks Don’t Tell You: Why Your EMI May Not Fall Even After an RBI Rate Cut
By Surya Prakash Josyula For millions of Indians, an RBI repo rate cut brings with it a familiar expectation—a lower home loan EMI. Every time the Reserve Bank of India announces a reduction in interest rates, borrowers naturally assume that their monthly repayments will also come down. Yet, for ...
August 5, 2026 | 11:15 AM
The Credit Card Minimum Due Trap: How a Small Payment Can Turn Costly
–Surya Prakash Josyula “Thank goodness… we survived this month!” Have you ever felt this way after looking at your credit card bill and paying only the Minimum Due? Well, there is a small plot twist. You didn’t really clear your bill… you just turned on the ban...
July 24, 2026 | 11:53 AM
Middle Class Faces a Big Housing Shock: You Can Afford the EMI, But Not the Home
By Surya Prakash Josyula For India’s middle class, buying a home is becoming more difficult than ever. The biggest challenge is no longer getting a home loan. It is finding a house that actually fits the budget. A new report shows that while India’s housing market continues to grow, a...
July 11, 2026 | 05:25 PMUSA NRI News
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Telugu Times, founded in 2003, is the first global Telugu newspaper in the USA. It serves the NRI Telugu community through print, ePaper, portal, YouTube, and social media. With strong ties to associations, temples, and businesses, it also organizes events and Business Excellence Awards, making it a leading Telugu media house in the USA.
About Us
‘Telugu Times’ was started as the First Global Telugu Newspaper in USA in July 2003 by a team of Professionals with hands on experience and expertise in Media and Business in India and USA and has been serving the Non Resident Telugu community in USA as a media tool and Business & Govt agencies as a Media vehicle. Today Telugu Times is a Media house in USA serving the community as a Print / ePaper editions on 1st and 16th of every month, a Portal with daily updates, an YouTube Channel with daily posts interesting video news, a Liaison agency between the NRI community and Telugu States, an Event coordinator/organizer with a good presence in Facebook, Twitter, Instagram and WhatsApp groups etc. Telugu Times serves the Telugu community, the largest and also fast growing Indian community in USA functions as a Media Partner to all Telugu Associations and Groups , as a Connect with several major temples / Devasthanams in Telugu States. In its 20 th year, from 2023, Telugu Times started Business Excellence Awards , an Annual activity of recognizing and awarding Business Excellence of Telugu Entrepreneurs.
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