Bandhan Bank Enters Credit Card Market with Four New Variants in Partnership with Mastercard

Bandhan Bank has officially expanded its financial offerings by introducing its maiden credit card portfolio in collaboration with Mastercard. Inspired by the enduring flame within the bank’s logo that stands for enriching lives, the newly introduced lineup features four distinct variants: Sparks, Ignite, Flare, and Lumina. Unveiled in Hyderabad by key leadership figures including MD & CEO Partha Pratim Sengupta and Mastercard India President Gautam Aggarwal, the portfolio provides a seamless digital-first application and servicing journey aimed at meeting the evolving financial demands of a digital-first India.

Tailored Features Across the Sparks, Ignite, Flare, and Lumina Variants:
The four card tiers cater to diverse demographics, ranging from Gen Z and emerging affluent consumers to frequent travelers and lifestyle seekers:

Sparks: Tailored for everyday utility, offering accelerated rewards on groceries and apparel, a welcome reward bonus, domestic airport lounge access, BookMyShow offers, fuel surcharge waivers, and EMI cashback perks.

Ignite: Geared toward spending flexibility, providing accelerated rewards on grocery and travel spends, welcome and milestone rewards, both domestic and international lounge access, and EazyDiner privileges.

Flare: Designed with travelers in mind, featuring an Amazon Pay voucher as a welcome benefit, domestic and international airport lounge access, dining and entertainment perks via BookMyShow and EazyDiner, alongside exclusive golf privileges.

Lumina: The premier lifestyle tier offering premium rewards on international spending, an Oberoi gift voucher as a welcome benefit, comprehensive lounge access, dedicated concierge services, airport meet-and-greet options, dining discounts, and golf privileges.

Leadership Insights on the Strategic Expansion:
Emphasizing the significance of this rollout, Partha Pratim Sengupta noted that the milestone strengthens Bandhan Bank’s stature as a universal bank by delivering meaningful rewards and convenience across all financial stages. Rajinder Kumar Babbar, Executive Director and Chief Business Officer, added that the portfolio builds upon a customer-first approach to bridge lifestyle aspirations with modern digital convenience. Meanwhile, Mastercard’s Gautam Aggarwal highlighted that the partnership marries Bandhan Bank’s expansive domestic reach with Mastercard’s robust global network to address India’s rapidly shifting credit ecosystem. Customers can access the digital onboarding platform directly via the bank’s online portal or through its extensive network of over 6,400 banking outlets spanning across the country.